Divorce Financial Planning in Rochester, NY
Know where you stand financially, before the divorce is final.
A Certified Divorce Financial Analyst (CDFA®) helps you understand the assets, the accounts, and the plan for what comes next.
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Divorce PlanningWhy Work With a CDFA® During a Divorce?
A divorce divides more than a household. Retirement accounts, investments, property, and insurance all move, and the decisions made in a settlement are difficult to undo afterward. A Certified Divorce Financial Analyst is trained on the financial side of divorce and works alongside your attorney, helping you understand what each asset is worth in after-tax terms, since a dollar in a 401(k) and a dollar in a checking account are worth different amounts once taxes enter the picture. Anthony Pitti holds the CDFA® designation and leads this work at the firm, with the patience the situation deserves.
The settlement isn’t the end of the work. The rebuilding comes next. Accounts divided in the divorce need new homes of their own, from retirement rollovers to investment accounts in your name. Beneficiary designations written for a former life need updating, and a budget built for two households has to work for one. We help you set up the accounts and organize the pieces into a financial plan that belongs entirely to you.
See where you stand before you sign. It’s complimentary.
Talk With a CDFA® →Financial Clarity Through Divorce
Straightforward reads on settlements, retirement accounts, and starting over on solid numbers.
Divorce Planning Questions
A Certified Divorce Financial Analyst helps you understand the financial consequences of divorce decisions: what assets are worth after taxes, how proposed splits compare, and what your finances look like after the settlement. The designation requires specific training on the financial issues divorce raises.
Yes, and you may want both. Your attorney handles the legal side; we handle the financial analysis behind it and never give legal advice. The two roles work best side by side.
Retirement accounts can be divided as part of a settlement, and the mechanics and tax treatment differ by account type. We help you understand what a proposed split means in after-tax terms before you agree to it.
Before you agree to a settlement, ideally. Once terms are final they are hard to revisit, and the analysis is most useful while the numbers can still change.
Yes. We help you set up your own accounts, update beneficiaries, and build a plan for the life you’re starting.
Get Clear Before You Agree
A complimentary, private conversation about where things stand can bring some steadiness to a hard season. No pressure, and no obligation.
Request a Complimentary Call →Prefer to talk now? Call (585) 337-4000