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Blog

a person standing on top of a mountain by NEOM courtesy of Unsplash.
Sal Pitti | Nov 24, 2025

Tax Loss Harvesting

Retirement
Retirement Planning
Tax loss
It’s no secret that the stock market is up this year for the 3rd year in a row. Every year we examine portfolios in non-retirement brokerage accounts that may
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man and woman holding hands in silhouette photography by Caleb Ekeroth courtesy of Unsplash.
Sal Pitti | Nov 12, 2025

Roth Conversions

Roth IRA
Retirement
Retirement Planning
Case Study: Strategic Roth Conversion for a Couple in Their 40s. Goal: Retire at age 60-62 with an after-tax income of
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four person hands wrap around shoulders while looking at sunset by Helena Lopes courtesy of Unsplash.
Sal Pitti | Oct 9, 2025

NY State Estate Planning

Estate Planning
Retirement
Retirement Planning
Family
New York’s estate tax rules catch many families off guard. Unlike the federal exemption, over $13 million per person, the New York State exemption is roughly $7
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Sal Pitti | Aug 21, 2025

Sandwich Generation

Long Term Care
Retirement
Estate Planning
Family
The "Sandwich Generation" refers to adults who are simultaneously caring for aging parents while supporting their own children—often balancing career
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man and woman stabnding by Alexander Mils courtesy of Unsplash.
The Pitti Group Wealth Management | Aug 4, 2025

Tax-Efficient Retirement Withdrawals

Taxes
Retirement
Retirement Planning
Wealth Management
Financial Planning
Roth IRA
IRA
Social Security
Avoid unnecessary taxes and penalties on withdrawals
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person using laptop computers by Jefferson Santos courtesy of Unsplash.
Sal Pitti | Jul 2, 2025

Modern Cyber Threats & How to Defend Your Assets

Cybersecurity
We want to share a quick story that highlights how cybersecurity threats are becoming more common — and more personal — for individuals managing significant
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man and woman sitting on rock formation by Christopher Burns courtesy of Unsplash.
Sal Pitti | May 2, 2025

Financial Planning for High-Earning Professionals

Financial Planning
Taxes
Case Study
High-earning professionals such as doctors, lawyers, business owners, and corporate executives often face unique financial challenges despite their substantial
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man kissing woman on check beside body of water by Esther Ann courtesy of Unsplash.
The Pitti Group Wealth Management | Jan 24, 2025

Inheriting Various Assets

Inheritance
IRA
Roth IRA
Taxes
This case study aims to provide a clear understanding of the tax implications of inheriting each asset type, including distribution rules, the lifetime
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The Pitti Group Wealth Management | Nov 20, 2024

The Importance of Annual Reviews

Financial Planning
Wealth Management
Estate Planning
Retirement Planning
Financial advisor
This case highlights the necessity of conducting annual financial reviews with a financial advisor to ensure that financial strategies align with changing
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The Pitti Group Wealth Management | Nov 20, 2024

Inheriting IRA's Post Secure Act

Inheritance
IRA
Roth IRA
Financial Planning
Wealth Management
Retirement Planning
The SECURE Act altered the rules surrounding inherited IRAs, particularly concerning the "stretch IRA" strategy, which allowed beneficiaries to take required
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couple standing on tree trunk looking at field and forest by Jared Rice courtesy of Unsplash.
The Pitti Group Wealth Management | Apr 22, 2024

Keep More Of What You Make

Retirement Planning
Investment planning
Fiduciary
Wealth Management
It's Not How Much You Make, But How Much You Keep
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stack rock on seashore by Jeremy Thomas courtesy of Unsplash.
The Pitti Group Wealth Management | Apr 8, 2024

How We Manage Portfolios

Investment planning
Retirement Planning
Wealth Management
Portfolio
Believe it or not, one of the things that we rarely get asked is how we manage portfolios. I’m not exactly sure why that isn’t a popular topic of conversation
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Victor NY 14564

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  • Not Insured by the FDIC or any Federal Government Agency
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  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

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